Arrow Financial Services

Jargon Buster

Jargon Buster



Results for letter: L


LTV (LOAN TO VALUE)

The size of a mortgage expressed as a percentage of the value of the property. For example, a £45,000 mortgage on a house valued at £50,000 gives an LTV of 90%.

LEVEL TERM ASSURANCE

Level Term Assurance pays out a lump sum on the death of the life assured. The amount you're covered for remains level throughout the term – hence the name. The monthly or annual premiums you pay usually stay the same, too.

LIFE COVER

Life cover can pay a lump sum to your estate if you pass away or a lump sum to you if you become terminally ill.

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