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Jargon Buster

Jargon Buster

Results for letter: V


An independent check of a property by an approved surveyor to help a lender establish how much the property is worth and how much they are prepared to lend on it.


The interest rate that a lender charges on a loan or mortgage. It can go down as well as up, which ultimately means that your repayments can do the same.


A form of indirect taxation levied on goods and services at the point of sale.


The degree by which share prices in a particular market or sector go up or down.


A life insurance or pension policy which has annual bonuses added to the sum insured.


VCTs are a form of publicly traded private equity, comparable to business development companies in the United States. VCTs are companies listed on the London Stock Exchange, which invest in other companies which are not themselves listed.


An investment in a start-up business that is perceived to have excellent growth prospects but that does not have access to capital markets.


A calculation which allows a financial institution to estimate the maximum amount it might expect to lose in a given time period with a certain probability.

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