Arrow Financial Services

Jargon Buster

Buy To Let

Buy To Let

Whether you’re new to the buy to let mortgage market, interested in letting to buy, or you’re looking for a better deal, Arrow Financial Services can help you find the best Buy-to-let mortgage.

Using the services of an experienced Buy-to-let mortgage broker can be invaluable in helping you to navigate through the nuances of different lenders’ conditions. Couple this with the fact that a broker can have access to mortgages you wouldn’t be able to get on the High Street and the argument for using a mortgage broker becomes even more compelling.

Buy-to-let mortgages differ from standard residential mortgages because a lender will take into consideration the rent you will earn from the property as the primary source of income for affordability purposes. When considering a buy to let mortgage application, a lender will typically look for a prospective rental income of 125% of the monthly interest payment of the loan, but may also require the landlord to have a minimum personal income e.g. £25,000 per annum.

Some important factors to bear in mind include:

Arrow Financial Services can ensure you get the correct Buy-to-let Mortgage for your circumstances. Contact us today for a no obligation initial meeting at no cost to you to discuss your Buy-to-let options by clicking here or call us on Chester 01244 322 330.

Call 01244 322 330 now or complete the form below

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