Arrow Financial Services

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The law on pensions is changing. Call 01244 322 330 to find out more.

Personal Pensions

Most people agree that relying solely on the State Pension will lead to poverty in old age. Imagine how you would feel being retired and not able to afford holidays, run a car or even maintain your home.

To guard against this people take out Personal Pensions or join a work place pension when available.

If you would like to arrange a free initial, no obligation meeting with one of our Independent Financial Advisers about your personal pension, contact us now by clicking here.


Some of the different types of pensions are:

Group Personal Pensions

Personal Pensions

Stakeholder Personal Pensions

Self-Invested Personal Pensions (SIPP)

Some of the most attractive features of Personal Pensions are tax relief on contributions, investment choice, the ability to choose your own retirement date and a tax-free lump sum at retirement.

It may be that you have old pension policies that need reviewing. Often older policies carry higher charges whilst giving below average performance.

You may also have several smaller pension funds and may benefit by consolidating them into one policy. This will allow you to monitor performance far more easily and could also mean that you benefit from a large fund discount (reduction in charges offered by some providers once a fund reaches a certain value).

It is essential that you take advice to ensure that your pension is on the right track to achieve the level of retirement income you require.

Arrow Financial Services can assist in evaluating your existing pension arrangements, assessing any future levels of contributions required and conducting regular reviews to ensure your retirement planning remains on track.

Want to know more about Personal Pensions? Click here or call us on Chester 01244 322 330.

Don't miss out, the law on pensions is changing!
Call us today on 01244 322 330

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